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20 tips for first time auto insurance buyers. The indian motors act makes it compulsory for all automobile buyers to get their vehicles insured. But having only the state required insurance isn t enough for a lot of people. Thinking of buying your first automobile. But it is important. Now as to why buying auto insurance is so important for you. Well then auto insurance might just be the last thing on your mind. Find the right auto insurance. Many drivers want better insurance in case they re sued after an accident. Most states require car owners to buy liability insurance and some require uninsured motorist coverage and or personal injury protection. 20 tips for first time auto insurance buyers.