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Home insurance coverage varies. Insurance industry net premiums written totaled 1 32 trillion in 2019 with premiums recorded by property casualty p c insurers accounting for 48 percent and premiums by life annuity insurers accounting for 52 percent according to s p global market intelligence. Life insurance can help provide a financial safety net for your loved ones when you pass away. A clause in an insurance policy that indicates that the insurer will only cover the least expensive option for treatment repair or remediation. We are the insurance information institute. Get the facts on common life insurance misconceptions. We serve consumers media and professionals seeking insurance information. In 2017 state farm mutual automobile insurance was the largest writer of homeowners insurance by market share in the united states. Least expensive alternative treatment leat. Since 1960 we have been the trusted source of unique data driven insights on insurance to inform and empower consumers. This text provides general information.
