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Healthcare facilities face a broad and ever growing range of risks. Webmd provides coverage of health care reform medicare medicaid health insurance and the affordable care act including benefits costs coverage financial assistance and much more. Universal health care in most countries has been achieved by a mixed model of funding. These could include anything from slips and falls to contamination events to loss or theft of personal data. Healthcare facilities face a broad and ever growing range of risks. General taxation revenue is the primary source of funding but in many countries it is supplemented by specific charge which may be charged to the individual or an employer or with the option of private payments by direct or optional insurance for services beyond those covered by the public system. Health insurance can reimburse. Health insurance is a type of insurance coverage that typically pays for medical surgical prescription drug and sometimes dental expenses incurred by the insured. A contract that requires your health insurer to pay some or all of your health care costs in exchange for a premium. A health insurance premium is an upfront payment made on behalf of an individual or family in order to keep their health insurance policy active. Even so risk managers at hospitals and other healthcare facilities can feel more confident knowing the hartford is there to help them reduce risk and prevail through crises lawsuits and unexpected events.